The catastrophic damage caused by hurricanes Rita and Katrina have combined to be the costliest disasters in the history of the United States. They have completely destroyed costal towns and cities and virtually destroyed the lives of millions of Americans. The estimated damage to the battered Gulf Coast has already been estimated at billions of dollars. Hurricane Katrina alone has already proved to be the deadliest and most costly natural disaster to ever hit American soil. To make matters worse, many Americans have hoped that their insurance would provide a way to rebuild and start over.Many of the homes destroyed by Hurricanes Rita and Katrina were ruined by deep water flooding which caused irreversible structural damage. Many people would assume that flooding caused by hurricanes would be something that insurance would cover, however many insurance companies have been rejecting these claims insisting that flood damage isnt covered in regular policies.In addition, there have also been many emerging stories that are claiming that carriers have been lying and attempting to bribe their customers into signing waivers that would admit their homes were destroyed by flooding and not the hurricane. In other cases the insurance carriers were trying to claim the homes were destroyed by wind and not the water.In any case many individuals have had their hurricane insurance claims rejected and have no option for recovery. If your claim has been rejected for dishonest reasons such as bad faith insurance practice, it is important that you contact an attorney to help settle your dispute.